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The purchase of a home is the largest single investment most people ever make. It is also one of the most critical decisions in their lives. Should you depend on someone who isn't representing your interests on such an important investment?

As a buyer, you are not represented unless you've told the real estate agent who is showing you homes that you want that agent to represent you as your buyer agent or in a dual agency. If you haven't, your agent could be representing the seller.

As a buyer agent, it is my fiduciary duty to offer you my undivided loyalty and work to protect your interests throughout the real estate transaction. I can assist you in locating and evaluating property, help you negotiate the best price and terms, provide you with information about loans, financing options and other services.

So, before you talk to the listing agent (The agent representing the seller – they placed the for sale sign on the lawn, the ad in the newspaper and Internet), give me a call at (909) 557-7151. In an agency relationship, I can assist you in the transaction and make sure that your needs are properly represented.


What Are The Basic Steps To Buying My Home?

  1. Read The Home Buyer's Workbook, free from the California Department of Real Estate (DRE) (PDF).
  2. Pre-qualify for a home loan (Know your budget)
  3. Determine preferred neighborhoods
  4. Internet home search. 84% of home buyers search the Internet before contacting a Realtor®.
  5. Contact Jesús Garza to view pre-selected homes
  6. Negotiate and make an offer
  7. Escrow
  8. Moving day

How Can I Pre-Qualify For A Home Loan?

  1. Excellent news. Interest rates are at historic lows!
  2. Contact Jesús Garza for a list of great home loan officers (Not loan brokers)
  3. Ask a friend you trust who they would recommend for a home loan (Chase, Wells Fargo, etc.)

Can You Recommend Other Home Search Options?

  1. Multiple Listing Service (Best way to go)
  2. Realtor.com
  3. Movoto.com
  4. Contact Jesús Garza and he will help you find your dream home today.

M. Scott Peck, author of The Road Less Traveled said, “The truth is that our finest moments are most likely to occur when we are feeling deeply uncomfortable, unhappy, or unfulfilled. For it is only in such moments, propelled by our discomfort, that we are likely to step out of our ruts and start searching for different ways or truer answers.”

State of California Department of Real Estate: Terminology

DUAL AGENCY - An agency relationship in which the agent acts concurrently for both of the principals in a transaction.

FIDUCIARY - A person in a position of trust and confidence, as between principal and broker; broker as fiduciary owes certain loyalty which cannot be breached under the rules of agency.

FIDUCIARY DUTY - That duty owed by an agent to act in the highest good faith toward the principal and not to obtain any advantage over the latter by the slightest misrepresentation, concealment, duress or pressure.


LISTING - An employment contract between principal and agent authorizing the agent to perform services for the principal involving the latter's property; listing contracts are entered into for the purpose of securing persons to buy, lease, or rent property. Employment of an agent by a prospective purchaser or lessee to locate property for purchase or lease may be considered a listing.

AGENCY - The relationship between principal and the principal's agent which arises out of a contract, either expressed or implied, written or oral, wherein the agent is employed by the principal to do certain acts dealing with a third party.


Coldwell Banker® Integrity (CBI), 1615 Orange Tree Lane, #107, Redlands, CA 92374 View Directions Map
Mobile: (909) 557-7151 (24/7), Fax: (909) 748-0959

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State of California Department of Real Estate Salesperson Licensee No. 01824610
Copyright 2009 Jesús Manuel Mena Garza. All rights reserved. Disclaimer
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